I am an insurance agent with agency tie-ups across all major insurance companies, so your policy can be placed with any of them. I compare cover, waiting periods and premium side by side — and recommend the one that suits your family and your budget, not the one that pays me best.
Life, health and vehicle policies from the companies I hold agency for — matched to the requirement instead of a single brand.
Cover that protects the people who depend on your income — not just a policy document.
Individual, family floater and senior-citizen covers chosen for the hospitals you actually use.
Two-wheeler, car and commercial vehicle policies — renewed on time and priced on your usage.
You always know what is happening and what comes next.
Life cover, a family health plan or vehicle insurance — plus ages, existing policies and what you want to protect.
The same cover is priced across the companies I hold agency for, side by side, with the fine print that changes the answer.
Proposal form, medicals if required and payment — the policy is issued in your name, with the documents kept together.
Claims, renewals, nominee updates and any question later on. The agent matters most on the day you claim.
An agent is not a middleman you pay for — the insurer pays the commission, and you get the comparison and the follow-up.
The price is set by the insurer, not by me. Comparison and paperwork cost you nothing extra.
No five branch visits or five websites — one conversation covers all the insurers I represent.
Waiting periods, exclusions, sub-limits and claim conditions explained before you sign anything.
Hospital, garage and surveyor coordination, document checklists and follow-up with the insurer.
Reminders before the due date so cover never lapses — and no-claim benefits survive.
If a plan is not worth it for your case, I will say so and show you what is.
No. The premium is the insurer's own rate, and it is the same whether you buy direct or through an agent. Comparison and paperwork happen at no extra cost.
I hold agency tie-ups across all major life, health and general insurance companies, so the recommendation follows your requirement — not a single brand I am limited to.
Yes. Send the policy copy and I will check the cover, exclusions and premium, and tell you whether keeping, topping up or porting it makes more sense.
I help with the intimation, the document checklist and follow-up with the insurer until settlement — and with the hospital or workshop in cashless cases.
Only the basics: ages, family members to be covered, roughly what cover you need, and for vehicles the model and year. No documents are needed for the first look.
Your details are used only to obtain quotes and place the policy you approve. Nothing is shared for any other purpose.
Ages, family members, roughly what cover you want, and for vehicles the model and year. You will get the options that make sense for your case, and the reasons behind them.
hemang@hemangcorporate.comUsually replies within 24 hours. No documents needed for the first comparison.
